Checked AUG 2026

GnuCash

Free — Free forever · GPL open source. Listed here as a replacement for 2 subscriptions.

What it replaces

SubscriptionCostsOver five yearsYou keepBreak-even
QuickBooks Online $38.00/month $2,280 $2,280 month 1
Quicken $6.99/month $419 $419 month 1

Five years of the subscription, plus any hardware it requires, minus the one-time price of GnuCash. Optional add-ons, storage hardware, paid major-version upgrades and resale value are excluded on both sides.

The facts we checked

PriceFree
LicenceFree forever · GPL open source
PlatformsMac / Windows / Linux
UpdatesFree, community-maintained
ExportQIF / OFX / CSV
FitDirect replacement

Who this is not for

Not for anyone who needs to reach the books from a phone: GnuCash runs on Mac, Windows and Linux desktops only.

How this was checked

GnuCash passed verification on 2026-08-29: every feature on its own feature page keeps working after the one-time payment, and no part of the core application is sold as a subscription. Read on the vendor's own page — the source we checked. How we verify, and what failed.